Marketplace Payouts
AI agents that split, route, and reconcile payments to thousands of sellers — handling tax withholding, currency conversion, and compliance automatically.
How it works
Theorem's payout engine splits every transaction according to your rules — platform fees, seller shares, taxes, and reserves — then settles to each party across any payment method or currency.
Seller onboarding, KYC, and tax reporting run automatically. Scale to unlimited sellers without adding operations headcount, while maintaining full compliance and audit trails.
Performance
Three pillars
Payouts at platform scale.
Purpose-built for marketplaces that need to split, settle, and report at any volume.
Intelligent Payment Splitting
Define flexible split rules for every transaction — platform fees, seller payouts, tax withholding, and reserves. Rules adapt per seller, category, or geography with zero manual intervention.
Global Payout Rails
Settle to sellers in 12+ currencies across ACH, wire, and local payment methods. Real-time ledger tracking ensures every penny is accounted for across all parties and geographies.
Automated Tax & Compliance
Automated 1099-K generation, TIN verification, and threshold tracking for every seller. Year-end filing is handled automatically with full IRS compliance and seller notification workflows.
Agents in action
Your always-on payout team.
Agents that handle split logic, multi-currency settlement, and tax compliance — with complete auditability.
Agents coordinate every payout cycle
A single payout event triggers split calculation, multi-currency disbursement, and reconciliation agents that work in parallel and resolve autonomously.
Payouts that optimize over time
Every transaction, dispute resolution, and seller pattern feeds back into the model. Your payout operations become more efficient and accurate with every cycle.
Encode your split rules, seller tiers, and settlement preferences into structured training data.
Fine-tune models on your transaction patterns, seller base, and marketplace-specific compliance needs.
Agents execute real split calculations, settlements, and tax filings with full audit trails and review controls.
Every payout cycle improves split accuracy, settlement speed, and dispute resolution rates.
Scale your marketplace payouts.
See how Theorem automates split payments, multi-currency settlement, and seller tax reporting for marketplaces at any scale.