Payroll Disbursements
Fast, reliable payroll disbursements across direct deposit, prepaid cards, and international transfers — with built-in tax withholding and compliance.
How it works
Theorem's disbursement engine routes payroll across direct deposit, prepaid cards, digital wallets, and international transfers — automatically selecting the optimal method for each employee based on their preferences and location.
Tax withholdings are calculated in real time across all 50 states, with automatic updates as regulations change. Compliance checks, garnishment processing, and audit logging happen before a single dollar moves.
Performance
Three pillars
Pay your people, everywhere.
Reliable disbursements with built-in compliance — domestic and international.
Multi-Method Disbursement
Pay employees via direct deposit, prepaid cards, digital wallets, or paper checks — all from a single payroll run. Each employee chooses their preferred method, and Theorem handles the routing automatically.
Tax Withholding Engine
Federal, state, and local tax withholdings are calculated automatically based on employee W-4 data and jurisdiction rules. Updates are applied instantly as tax laws change — no manual table maintenance.
International Payroll
Disburse payroll to employees and contractors in 40+ countries with local currency payments, compliant tax treatment, and transparent FX rates. No need for separate international payroll providers.
Agents in action
Your always-on payroll team.
Agents that handle the full disbursement cycle — from tax calculation to multi-method routing — with complete auditability.
Agents coordinate the payroll run
A single payroll trigger activates routing, withholding, and compliance agents that work in parallel and resolve autonomously.
Accuracy compounds over time
Every payroll run, tax update, and compliance check feeds back into the model. Your disbursements get faster and more accurate with every cycle.
Encode your employee data, payment preferences, tax jurisdictions, and compliance rules into structured training data.
Fine-tune routing and withholding models on your payroll history, employee distribution, and regulatory requirements.
Agents auto-execute disbursements across all methods with full audit trails and human-in-the-loop controls.
Every payroll cycle improves routing efficiency, reduces exceptions, and tightens compliance coverage.
Streamline payroll disbursements.
See how Theorem delivers fast, compliant payroll across every disbursement method.