Treasury & Cash Management
AI agents that optimize cash positioning, automate sweeps, and provide real-time liquidity visibility across all accounts and entities.
How it works
Theorem's treasury engine connects to every bank account across all your entities, providing a consolidated real-time cash position. Idle cash is identified automatically and swept into high-yield positions based on your investment policies and target balances.
AI-powered liquidity forecasting predicts cash inflows and outflows across a rolling 13-week horizon, incorporating AR aging, AP schedules, payroll cycles, and seasonal patterns. You always know exactly where your cash is and where it's going.
Performance
Three pillars
Know where every dollar is.
Complete cash visibility and automated optimization — so your treasury team focuses on strategy, not spreadsheets.
Real-Time Cash Visibility
See your consolidated cash position across every bank, account, and entity in real time. Drill into any account for transaction-level detail with full audit trails and historical trends.
Automated Sweeps & Pooling
Rules-based and AI-optimized sweeps move idle cash into high-yield positions automatically. Set target balances, concentration thresholds, and investment preferences — Theorem handles the rest.
Intelligent Forecasting
AI models predict cash inflows and outflows across a rolling 13-week horizon. Forecasts incorporate AR aging, AP schedules, payroll cycles, and seasonal patterns for unprecedented accuracy.
Agents in action
Your always-on treasury team.
Agents that handle the full treasury cycle — from cash positioning to sweep execution — with complete auditability.
Agents optimize your cash
A daily sweep event triggers cash positioning, sweep execution, and forecast agents that work in parallel and resolve autonomously.
Yield compounds over time
Every cash flow pattern, rate change, and sweep outcome feeds back into the model. Your treasury operations get more efficient with every cycle.
Ingest your bank connections, account structures, and cash flow patterns into structured configuration.
Fine-tune sweep rules, target balances, and investment preferences for your specific liquidity requirements.
Agents monitor positions, execute sweeps, and forecast liquidity with full audit trails and controls.
Yield optimization improves each cycle as models learn from cash flow patterns and rate movements.
Take control of your cash.
See how Theorem gives treasury teams real-time visibility and automated cash optimization.