Corporate Cards
Modern corporate cards with real-time controls, automated receipt matching, and instant reconciliation — built for teams that move fast.
How it works
Theorem's card platform issues unlimited virtual and physical cards instantly, each with granular spend controls — per-card limits, merchant category restrictions, and approval workflows that enforce policy before the transaction clears.
Every swipe is automatically coded to the right GL account, matched with a receipt, and reconciled in real time. No more chasing employees for expense reports or manually categorizing transactions at month-end.
Performance
Three pillars
Cards that work for you.
Purpose-built for finance teams that want control without friction.
Unlimited Virtual Cards
Issue unlimited virtual cards instantly for any team, project, or subscription. Each card gets its own spend limit, merchant restrictions, and expiration — giving you complete control without slowing anyone down.
Granular Spend Controls
Set per-card budgets, restrict merchant categories, require manager approvals, and enforce real-time policy checks before transactions clear. Every rule is programmable and adjustable on the fly.
Automated Reconciliation
Every transaction is automatically matched to a receipt, coded to the correct GL account, and reconciled against your budget. Month-end close happens in minutes, not days of chasing expense reports.
Agents in action
Your always-on spend team.
Agents that handle card issuance, policy enforcement, and expense reconciliation — with complete auditability.
Agents coordinate every swipe
A single card authorization triggers policy checking, GL coding, and receipt matching agents that work in parallel and resolve autonomously.
Smarter coding with every transaction
Every correction and reclassification feeds back into the model. GL coding accuracy and receipt matching improve with every expense cycle.
Encode your chart of accounts, merchant mappings, and approval policies into structured training data.
Fine-tune models on your spending patterns, vendor relationships, and departmental budgets for maximum accuracy.
Agents execute real-time policy enforcement and GL coding with full audit trails and review controls.
Every expense cycle improves coding accuracy, receipt matching rates, and policy optimization.
Get your cards today.
See how Theorem gives your team the spending power they need with the controls finance requires.